In this blog, we have published several articles on Simpl Pay Later service and other Buy Now Pay Later (BNPL) players in India. However, our subscribers have constantly asked us What Is Simpl Pay Later? Is it a genuine BNPL player? What is Simpl bill? What is Simpl App and is it trustworthy? We are going to answer all these questions in this article.
What Is Simpl Pay?
Simpl is one of India’s most popular, easy-to-use Buy Now Pay Later (BNPL) services. It is popularly known for its 15 days credit period and a one-tap purchase option at thousands of online retailers. The only problem with Simpl is that it is not RBI regulated like Lazypay, ZestMoney, Slice and other BNPL service providers.
What Is Simpl App?
Simpl App for Android and iOS devices are an extension to its website. On the Simpl Pay Later app, you can not only check your usage limits and pay bills, but you can also recharge your mobile and DTH bills & check the latest offers at hundreds of supported merchants. You can even transfer your Simpl credit limit to any bank account.
The best part of the Simpl app is that you can pay Simpl bills using any Credit Card and Prepaid Card provided by any BNPL service provider. Other pay later services like Lazypay and Slice do not allow bill payments through credit and prepaid cards.
What Is Simpl Bill?
A Simpl bill is the list of total credit usage in the last billing cycle of 15 days. It contains a complete list of expenditures; any cashback received during that period is automatically adjusted in the bill. The easiest way to pay the Simpl bill is through its official Android and iOS apps.
We always recommend our readers pay bills on time to avoid late fees. Simpl is also known for starting an investigation if the bill is not paid for an extended period. You should also read this post about what happens if you don’t pay Simpl bill and its effect on your CIBIL score.
Conclusion
Simpl is a fantastic pay later service; however, you should check our detailed comparison on Lazypay vs Simpl to find out which buy now pay later service best suits your needs. In case you are looking to delete your Simpl account, check out the complete process here or connect with Simpl Customer Care.